1.1. Medical and Healthcare Personnel Civil Liability Insurance (MEDICAL MALPRAXIS) as well as Medical Facilities Civil Liability Insurance (Medical Service Providers) Against Third Parties
If you are a natural person:
holder of a Doctor/Pharmacist/Biologist/Biochemist diploma, authorized and/or legally approved in accordance with specialized legislation;
medical assistant and other categories of healthcare personnel (nurses, laboratory technicians, medical technicians and other staff with specialized training in the field), authorized according to the legislation in force, you are responsible for the medical act for which you are trained and which you must practice in accordance with medical practice guidelines. Errors or omissions due to negligence (without intent) can cause bodily injury/death/damage to patients or their relatives.
In addition to these risks (whose damage is more easily quantifiable), you are also exposed to non-pecuniary damage (moral damage). In any of these cases, you may suffer damage, these damages can be taken over by the Insurer by concluding an insurance policy for MEDICAL MALPRAXIS.
1.2. Professional Civil Liability Insurance for Certified Accountants, Chartered Accountants, Technical Experts, Financial Auditors, Valuation Experts and Tax Consultants
The insurance policy covers the damages for which the Insured is legally liable as a result of committing acts of imprudence or negligence in the performance of his professional activity and for which a claim for compensation is filed during the insured period.
Regardless of the field in which you carry out your professional activity, it also implies a responsibility for the services you provide. Whether you are a bailiff, lawyer, notary, administrator or auditor, you have the opportunity to conclude a professional civil liability insurance policy, which guarantees that your professionalism, work and activities will never be questioned.
As a professional, there are times when you can make mistakes, and clients or beneficiaries of your services may suffer damages that are difficult to remedy. To protect the continuation of your professional activity, you can opt for a professional civil liability insurance policy.
This insurance covers the amounts that could be paid as compensation in the event of damages caused by negligence, in the exercise of your profession.
INSURED RISKS
amounts that the Insured is obliged to pay as compensation for damages caused by the culpable commission of imprudence or negligence in the performance of professional activity and for which he is liable under the law;
legal expenses borne by the Insured in civil proceedings;
expenses for restoring and/or replacing original documents (invoices, payment orders, account statements, payroll, cash registers, receipts, accounting balances, etc.) lost, destroyed or damaged through the fault of the Insured.
1.3. Lawyers' Professional Liability Insurance
Based on the provisions of the Insurance Conditions, this covers damages for which the Insured is liable, arising from the performance of the activity of a lawyer, through a legal assistance contract in accordance with the legal provisions.
Regardless of the field in which you carry out your professional activity, it also implies a responsibility for the services you provide. Whether you are a bailiff, lawyer, notary, administrator or auditor, you have the opportunity to conclude a professional civil liability insurance policy, which guarantees that your professionalism, work and activities will never be questioned.
As a professional, there are times when you can make mistakes, and clients or beneficiaries of your services may suffer damages that are difficult to remedy. To protect the continuation of your professional activity, you can opt for a professional civil liability insurance policy.
This insurance covers the amounts that could be paid as compensation in the event of damages caused by negligence, in the exercise of your profession.
INSURED RISKS
The risks arising from:
the practice of the profession of lawyer for any act causing damage to clients through acts of negligence, errors or omissions committed in assisting them in legal cases;
the loss or damage of documents handed over by clients to lawyers in order to support the cause for which they were hired under a legal assistance contract, in accordance with the legal provisions. For the purposes of these insurance conditions, claims for compensation submitted by the Insured during the validity period of the policy are covered;
The Insurer will compensate the Insured up to the liability limit provided for in the insurance contract, for:
the amounts that the Insured is obliged to pay as compensation for damages caused by committing acts of negligence, errors or omissions committed during the activities specific to the legal profession and for which he is liable under the law;
the legal expenses borne by the Insured in the civil proceedings;
the expenses of restoring and/or replacing original documents lost, destroyed or damaged through the fault of the Insured.